We use Acorn Finance to provide a simple step-by-step process:
- Click the link and fill out the online application to check for pre-qualified offers.
- You’ll see any lender(s) pre-qualified offers returned online in 10 seconds.
- Select and finalize the loan with the lender of your choice to receive funds in 1 to 2 days.
- Pay for your project based on the agreement and terms set by your contractor.
Payment Plans for Your Home Improvement Projects
Why Acorn Finance?
We choose to work with Acorn Finance because they provide a secure online marketplace that provides access to seven national lenders offering personalized loan options in 60 seconds. The choices are competitive, fixed-rate, unsecured loans through a fast and easy online process. You can finance as little as $2,000 and up to $100,000 with terms up to 12 years and APRs as low as 3.99%.
The pricing is affected by the amount of the loan, your preferred term length, and your credit profile. Acorn completes a soft credit pull so when you check pre-qualified offers there is no impact to your credit score. Funds can be used for virtually any home improvement expense.
Are There Any Fees?
The lenders on Acorn Finance’s network don’t charge any penalties for early repayment, and no processing charges on loans over $40,000. Under $40,000 some lenders may charge an origination fee between 1% and 6%. No fee options are clearly highlighted on the offers pages in the application flow.
Can I Have Co-Borrowers?
Yes. Co-borrowers are encouraged to apply and can be added immediately after the initial applicant submits their application.